BMW Financial Services BMW Financial Services

BMW FINANCIAL SERVICES.

We understand the importance of finding a vehicle that’s perfect for you, which is why we go beyond the drive to pass on our expert knowledge to help you buy the right car within your budget.

REASONS TO FINANCE WITH BMW FINANCIAL SERVICES.

REPRESENTATIVE 5.9% APR.

Download our brochure

OFFICIAL FINANCE FROM BMW.

As part of the BMW Group, we’re experts in the cars we finance, making us the obvious choice for new and used car finance.

 

FINANCE YOU CAN TRUST.

We’re passionate about giving you the service you deserve. That’s why you can trust that we’ll take care of you, throughout your entire journey – supporting you beyond the drive.

 

TAILORED SOLUTIONS.

We have a range of new and used car finance packages that can be tailored to your individual circumstances and suit your lifestyle. Plus, we have no arrangement fees or charges for setting up your finance agreement on any new or used BMW.
 

EASY BUDGETING.

BMW Financial Services allow you to spread the cost of your car over time. The payments may be lower than you think, and you might be able to get that car you’ve always wanted. 

 

EASY TO DO BUSINESS WITH.

We want financing to be a simple yet effective solution so you can enjoy your BMW, which is why you can now choose to manage your agreement with us online using MyBMW Finance.

 

How does financing with BMW work?

Find your perfect BMW

1

Find and build your perfect BMW.

You can select your perfect model online and build your BMW from the engine up. Alternatively, to make the decision even easier, you can either speak to your BMW Retailer or pick from a selection of pre-built vehicles.

Finance products

2

Choose the right finance product for you.

With three types of finance products to choose from, it’s easy for you to tailor the right finance solution to suit your needs. Simply decide how much you would like to put down as your deposit, how long you would like your finance agreement to last (between 24 and 48 months*) and your annual mileage†. But if you’re still in doubt about which product is right for you, we have a BMW Financial Services Specialist at every BMW Retailer.

Submit your application

3

Submit your application to us.

Now you’ve found the right finance product to suit your monthly budget, it’s really simple to apply for finance with us. Either online or at your local BMW Retailer, we only need to take a few details from you to make a decision. And importantly the APR you’re quoted is the APR you get, meaning you can be sure you’ll be getting straightforward and transparent finance with us from the start.

Finance Documents

4

Sign your finance documents.

Once you’ve been approved for finance, you’ll have plenty of time to review the paperwork while your vehicle is being prepared^. We’ll arrange the final details with you before you pick up the car, making sure your collection is as quick and easy as possible.

BMW Keys

5

Pick up the keys to your BMW.

The only thing left to experience now is the pure driving pleasure of your BMW. And should you ever need our expert support, our dedicated UK call centre and online tool, MyBMW Finance is available to answer any questions you may have about finance.

WHAT FINANCE PRODUCTS DO BMW OFFER?

YOUR NEXT STEPS.

To explore our latest finance offers or find BMW Approved Used Cars, please click the links below:

Finance offers

Approved Used BMW

SEE HOW OUR PRODUCTS COMPARE.

BMW SELECT (PCP) BMW HIRE PURCHASE BMW CONTRACT HIRE
Deposit + monthly payments + optional final payment. Deposit + monthly payments. Initial rental + monthly rentals.
Term for new vehicles 24 – 48 months* 24 – 48 months* 24 – 48 months*
Term for used vehicles 30 – 60 months* 30 – 60 months* n/a
Vehicle age Vehicles that are 7 years and younger at the start of the agreement can be financed using BMW Select. Vehicles may not be older than 10 years at the end of the agreement.* Vehicles that are 10 years and younger at the start of the agreement can be financed using BMW Hire Purchase. Vehicles may not be older than 12 years at the end of the agreement.* Vehicle cannot be a used car. BMW Contract Hire is only available for new cars.
Deposit/amount/initial rental Total deposit can be any amount between 0% and 40% of the on the road cash price. Where the agreement is 50 months of longer then a minimum deposit of 10% is sought.* Total deposit can be any amount between 0% and 80% of the on the road cash price.* The initial rental can be any amount between 0% and 50% of the on the road cash price.*
At the end of term of the agreement You can choose to either part-exchange, purchase or return the vehicle – your options are open until the end of the agreement. You will own the vehicle outright at the end of the term of agreement. You can either keep the vehicle or part-exchange it for a new BMW. Return the vehicle – hand your BMW back and choose another from within the range.
Min and max amount of credit £2,000 to £150,000 £2,000 to £150,000 n/a
Min and max mileage per annum 8,000 to 50,000 miles per annum n/a 8,000 to 50,000 miles per annum
Maximum total mileage 150,000 miles* n/a 150,000 miles*
Option to purchase fee? No No n/a

TERMS AND CONDITIONS.

Finance available from BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. Finance subject to status. Over 18s only. Terms and conditions apply. Offers available to UK residents only. A guarantee may be required.

* If you wish to discuss different arrangements, your BMW Retailer will be able to advise you of your options.
† Annual mileage required for BMW Select (PCP) and BMW Contract Hire only.
^ Approved finance applications are valid for 60 days from date of acceptance.